Cream

Cream is a modern mobile app that allows users to easily connect their bank accounts and quickly apply for a personal loan at their chosen bank. With innovative features, users can effortlessly manage their finances by linking accounts and tracking their loan history.

• Dart development
• native code iOS/Android
• API integration
• verification of personal documents (onfido library)
• push notifications
• security & support

Our goal was to create a mobile app that allows users to connect their bank accounts (through open banking) and quickly and conveniently apply for a loan directly within the app. The key challenge was combining advanced technology with a simple, intuitive interface that would ensure ease of use for the user during the loan application process.

We designed an intuitive app that provides users with quick access to key features. The most important element of the project was the bank account aggregation function, allowing users to consolidate data from multiple banks in one place. Additionally, we provided easy access to loan history — both active and past loans, as well as payment plans, giving users full insight into their finances.

The app was developed for iOS and Android platforms using Flutter technology, which significantly shortened development time. As a result, users gained a modern tool that simplifies obtaining financing and efficiently managing their funds, improving their comfort and convenience.